Clay Homes with Finished Basement

Welcome to Clay, a vibrant neighborhood nestled within the charming city of Carmel, Indiana, located in Hamilton County. Known for its picturesque landscapes, friendly community, and top-tier amenities, Clay is a hidden gem that offers a perfect blend of suburban tranquility and urban convenience.

One of the standout features of homes in Clay is the abundance of properties boasting finished basements. These versatile spaces provide homeowners with endless possibilities, whether you envision a cozy family room, a home office, or even a personal gym. Finished basements not only enhance the livable space of your home but also add significant value, making them a sought-after feature for many buyers.

The neighborhood is characterized by tree-lined streets, well-maintained parks, and a strong sense of community. Residents enjoy easy access to a variety of local shops, dining options, and recreational activities, making it an ideal place for families and professionals alike. The highly regarded Carmel Clay Schools serve the area, ensuring that children receive an excellent education.

In addition to its family-friendly atmosphere, Clay is also known for its proximity to major highways, providing quick access to downtown Indianapolis and beyond. Whether you’re commuting for work or seeking a weekend adventure, you’ll find that the location is both convenient and desirable.

Explore the charm of Clay and discover the perfect home with a finished basement that suits your lifestyle. With its welcoming community and beautiful homes, you’ll be proud to call Clay your home sweet home.

Newest Clay Homes with Finished Basement

$495,000

4 Beds ⋅ 4 Baths

This beautifully maintained 4 bedroom, 3.5 bathroom home offers a thoughtfully designed floor plan with 9 foot ceilings throughout . Recently updated with new flooring, new appliances, new stainless hood, and granite countertops !! The main level features a separate formal dining room, in addition to a breakfast nook off the kitchen, laundry room, and spacious family room with gas fireplace, in addition to an office or sitting room. There is also a patio that overlooks the quiet & private backyard, ideal for outdoor living and entertaining . Upstairs, the private primary suite featuring a large walk in closet, double sinks, garden tub, and separate shower, creating a peaceful retreat. Upstairs level also includes a huge 4th bedroom or a playroom area, and two additional bedrooms along with another bath .Additional features include lower level offers incredible flexibility with an entertainment room, and a wet bar plus a full bathroom. Highly desired Carmel location close to shopping, dining, parks, and top rated schools, this home offers comfort, flexibility, and room to grow.

1373 Hinault Way, Carmel

Listing courtesy of Keith Albrecht. RE/MAX Elite Properties

$725,000

5 Beds ⋅ 3 Baths

Wow! Tons of updates in this 5bd 3ba home with huge fenced yard, finished basement and great floorplan! Dont miss the hidden pantry in the kitchen! Wet bar in basement. Recent updates include kitchen, cabinets, counters, tile, flooring, windows, Hvac, plumbing, electrical, deck, garage door, fixtures, paint inside and out, landscaping, the list goes on and on!

12223 Castle Court, Carmel

Listing courtesy of Garrett Brooks. United Real Estate Indpls

$585,000

4 Beds ⋅ 3 Baths

Wow! Tons of updates in this 4bd 2.5 bath home with large finished basement, office and private yard! Great open floorplan and tons of updates throughout. Recent updates include kitchen, bathrooms, cabinets, quartz counters, tile, luxury LVP flooring, carpeting, vanities, fixtures, electric, plumbing, paint inside and out, and the list goes on and on!

1692 White Ash Drive, Carmel

Listing courtesy of Garrett Brooks. United Real Estate Indpls

$1,650,000

4 Beds ⋅ 5 Baths

Breathtaking Estate sits on 3 ACRES tucked away on a quiet lane in SPRINGMILL STREAMS. Classic charm meets an extraordinary park-like setting, where tranquil Williams Creek winds through serene woods, creating a private retreat in the heart of Carmel. Inside, a highly coveted main-level primary suite offers ease, while an additional 3 bedrooms, bonus room & loft area upstairs provide versatility. The inviting family room is anchored by a stately brick-lined fireplace, with floor-to-ceiling windows that capture beautiful views of the expansive grounds. A brick-laid entry and handsome wood-paneled office add character and timeless sophistication. A formal dining room offers space for entertaining & the kitchen features double ovens, a center island and casual eat-in area. Just beyond, the all-season sun porch is the perfect spot for morning coffee to take in the changing seasons. The finished basement adds 2 separate rec areas, providing flex space for movie nights, fitness, or hobbies. The oversized 3-car garage has additional space for equipment & storage. A 2-yr old roof and newer mechanicals offer peace of mind, with many important improvements already in place. Outside, find footpaths and a charming bridge leading to an idyllic setting for picnics, campfires, and making memories. This level of privacy, natural beauty, and acreage is a unique treasure. A sanctuary that feels worlds away while keeping you connected to everything you love about Carmel.

507 Cornwall Court, Carmel

Listing courtesy of Johanna Gallagher. The Springmill Collective

$1,075,000

6 Beds ⋅ 4 Baths

A rare find in Carmel's prestigious Eden Estates neighborhood-over 5,000 square feet of estate-like living tucked into a quiet cul-de-sac just minutes from downtown Carmel. Set on 1.1 acres of gently rolling, wooded grounds with a creek, mature trees, this charming retreat combines timeless character and thoughtful updates with an extraordinary park-like setting. The spacious kitchen welcomes gatherings with gorgeous new quartz countertops and tile backsplash (2026), spectacular oversized center island, separate refrigerator and freezer, and bar seating overlooking the family room and its inviting gas fireplace and built-in shelving. Beautiful hardwood floors, generous formal living and dining spaces, and windows throughout bring warmth, flexibility, and scenic views into everyday living. A large main-floor bedroom, currently used as an office, sits conveniently across the hall from the full bathroom offering an option for main-level living. A spacious mudroom with built-in cabinetry keeps everything organized. Upstairs, four generously sized bedrooms provide room to spread out, complemented by exceptional closet and storage space throughout the home. The comfortable walkout basement features a game room, kitchen and bar area, gas fireplace, bedroom, and full bath, plus an additional flex room ideal for a workout room or office. Extensive basement storage adds practical appeal. Enjoy the surrounding nature year-round from the four-season sunroom, relax on the screened porch, or entertain on the composite deck with an awning. A fire pit and hardscape patio, private basketball court, and wooded creek setting make the outdoors just as inviting as the interior. A three-car garage, dual-zone HVAC (new in 2024), Gutter Guards (2023) and two 75-gallon water heaters complete this distinctive property-the perfect combination of character, comfort, and setting. Home exterior was tuckpointed in 2024.

3623 Brumley Way, Carmel

Listing courtesy of Jennifer Wolfe. Epique Inc

$925,000

6 Beds ⋅ 6 Baths

Welcome to this spacious 6-bedroom home offering comfort, functionality, and inviting indoor-outdoor living! A main-level bedroom with full attached bath is ideal for guests or multigenerational living, complemented by a formal powder room. The main level also features a sunroom/study, great room with fireplace, formal dining room, and eat-in kitchen with gas range and pantry. The family foyer has an organization area, a charging station and connects to the 3-car attached garage. Upstairs, the primary suite offers a walk-in closet and en-suite bath with soaking tub and separate tiled shower. A second bedroom has its own en-suite bath, while two additional bedrooms share a Jack-and-Jill bath. Second-floor laundry adds convenience. The expansive finished basement expands your living space with a large recreation room, theater room, gym, sixth bedroom, full bath, and additional storage. Enjoy outdoor entertaining on the freshly painted deck and newer patio, complete with an outdoor kitchen featuring a built-in gas grill, counters, and storage. Mature arborvitae provide privacy, while peaceful pond views create a serene backdrop. With room for a dining table seating 12 and multiple indoor and outdoor gathering spaces, this home is perfect for family life and entertaining. Updates include new carpet on the first and second floors (2024), fresh paint in the second-floor bedrooms and laundry room (2024), all new toilets (2025), and a new furnace installed December 2025. The AC, roof, and water heater date to 2015. Located in a friendly, welcoming neighborhood, the home is convenient to multiple grocery stores and restaurants and approximately 10 minutes from downtown Carmel, Fishers, and Noblesville. With six bedrooms, versatile living spaces, and a tranquil outdoor setting, your own private staycation awaits!

14494 Arnett Drive, Carmel

Listing courtesy of Gita Kapur. Berkshire Hathaway Home

$530,000

4 Beds ⋅ 4 Baths

This beautiful newly updated home in Carmel offers well over 3000+ square feet of well balanced interior showcasing modern open concept with cozy comforts of personal space. All bedrooms and suites are on the upper level along with loft space and laundry adding easy living accommodations. The main level offers two separate family rooms that can be defined for formality or entertainment. The new kitchen boast energy efficient stainless steel touch resistance appliances, gorgeous luxury grade quartz countertops, and stunning glass tile backsplash. All the lighting and fixtures throughout the home have been updated and replaced for a modern and classicly updated style. Of course the best addition is the HUGE FINISHED BASEMENT that boasts a half bathroom, projector pre wiring completed, and large storage room for all your hobbies and extras! The extra large lot in this seasoned subdivision offers views of weeping willows for privacy and plenty of space for kids, gardeners, and entertainers alike! Nestled in the upper west side of Carmel is has incredible access to Arts and Design District, Clay Terrace, Midtown, and MORE! The Carmel Clay Schools District is still rated one of the best in the state offering the bus stop less than 50 ft away from your front door. Come see this gem before its gone!

14531 Baldwin Lane, Carmel

Listing courtesy of Lindsey Mounce. Tyler Knows Real Estate LLC

$750,000

4 Beds ⋅ 5 Baths

Welcome to this beautifully maintained two story home in the heart of Carmel! Offering 4 bedrooms, 3 full baths, 2 half baths; this inviting home combines elegance with comfortable everyday living. The spacious primary suite features a tray ceiling, luxurious bath with a separate soaking tub, walk in tile shower, dbl. sinks in an oversized vanity and generous walk in closet. A private office with raised ceiling and custom built ins is a perfect work from home space. Host holiday gatherings in the formal dining room and gather in the light filled great room featuring a vaulted ceiling and gas fireplace. The inviting kitchen features professionally painted cabinetry, granite counter tops, a breakfast bar, pantry and hardwood floors. The second level Includes two bedrooms that share a jack and jill bath and the 3rd bedrooms upstairs has a private bath attached. Freshly painted ceilings, walls, trim, and doors throughout give this home a bright, refreshed feel. The finished basement offers additional living and entertaining space along with abundant storage. Step outside to your own backyard retreat featuring a spacious deck, fully fenced rear yard, and sparkling in ground heated pool. -perfect for gathering friends and family. A wonderful opportunity to enjoy spacious living, exceptional outdoor amenities, and a prime Carmel location.

11582 Sutton Place Drive E, Carmel

Listing courtesy of Suzanne Kappen. CENTURY 21 Scheetz

$429,900

3 Beds ⋅ 3 Baths

Highly desirable 3 bedroom, 2 1/2 bath end unit condo located in the heart of downtown Carmel. Freshly updated with new kitchen and appliances, paint and flooring throughout. Huge walk-in closet in primary bedroom suite with separate bath and powder area. Private fenced courtyard with two car detached garage. Constructed in 1975, this 2021-square-foot residence offers a timeless floor plan spread across two stories with a finished basement, providing a balanced layout for comfortable living. Its enduring structure provides a solid foundation for those seeking a property that blends classic character with a convenient residential lifestyle. Private courtyard with mature trees along with a patio off the living room gives excellent separation and outdoor living. The interior layout spans two levels, maximizing the 2021 square feet of living space to create distinct areas for rest and privacy. With three bedrooms, the home offers the flexibility to designate spaces for sleeping, a home office, or a creative studio. The arrangement of these rooms ensures that every member of the household has a comfortable place to retreat at the end of the day. This configuration supports a streamlined morning routine and provides easy access for guests, ensuring that the home functions efficiently for daily use. Spanning a 1,742-square-foot lot, this condominium represents a practical opportunity to secure a well-situated home in the heart of Carmel. Contact us today to schedule your private tour and experience the potential of this Carmel condominium firsthand.

392 Aspen Drive, Carmel

Listing courtesy of Chad Hughes. H & H Realty

$645,000

3 Beds ⋅ 3 Baths

Exceptional Mid-Century Modern Retreat on Nearly an Acre in the Heart of Carmel! Architectural character, sophisticated design, and an extraordinary setting come together in this breathtaking 3-bed, 3-bath ranch with finished walkout basement. Nestled on a rare, wooded 0.83-acre lot just steps from Carmel's Arts & Design District, this one-of-a-kind property offers peaceful privacy and walkable convenience. Completely reimagined over the past year, this showstopper blends timeless architecture with luxurious modern finishes. New white oak flooring flows throughout the main level, where soaring vaulted ceilings, dramatic wood beams, and a wood-burning fireplace create a stunning great room. A wall of windows floods the space with natural light while framing spectacular wooded views. The expansive dining area flows effortlessly into a completely relocated and redesigned kitchen featuring rich, moody cabinetry, quartz countertops, backsplash, fixtures, and lighting. The primary suite boasts a beautifully redesigned bath with walk-in shower, double vanity, and walk-in closet. Fresh paint, trim, doors, and thoughtful finishes elevate every corner. Downstairs, the spectacular walkout basement delivers an entirely new level of entertaining and relaxation. Enjoy movie nights in the home theater, gather around the stylish new wet bar, or unwind beside the fireplace. An updated full bath, versatile bonus room ideal for an office or gym, and cleverly concealed laundry room behind a secret bookcase add function and personality. The incredible 3-season cedar room opens to a custom concrete patio and firepit. Multiple decks invite you to soak in the tranquility of your private wooded oasis. All within walking distance of Carmel's acclaimed restaurants, boutiques, galleries, and schools. Rarely does a home offer this much architectural beauty, thoughtful renovation, privacy, and proximity to the heart of Carmel. This is more than a home. It's an experience!

145 Bexhill Drive, Carmel

Listing courtesy of Angela Delise. Keller Williams Indpls Metro N

$650,000

4 Beds ⋅ 4 Baths

Nestled in one of central Carmel's most coveted hidden-gem neighborhoods, where tree-lined streets, beautiful homes, and timeless charm set the scene, this character-filled home offers a rare setting on over half an acre at the end of a quiet cul-de-sac. Enjoy the best of both worlds: the charm of an established neighborhood, a prime Carmel location, and the added freedom of no HOA. Inside, you'll find charming details including oversized bay windows, coffered ceilings, brick fireplace, and built-in bookcases. The spacious kitchen features a breakfast nook and wet bar, while the large three-season room overlooks the expansive backyard and connects to generous decks perfect for entertaining. A large main floor laundry room with abundant cabinetry and utility sink adds everyday convenience. Upstairs, all bedrooms include spacious closets and the primary suite features a full soaking tub, separate shower, and skylights. The daylight basement offers bright windows and a full bath, providing additional flexible space to make your own. A huge finished three-car-plus garage with an extended bump-out, epoxy floors, and dedicated work area is a standout feature for hobbyists, projects, or extra storage. Recent updates include new water softener, and the tankless water heater, top-of-the-line Owens Corning roof and siding are five years old. A rare opportunity to enjoy space, character, and a fantastic Carmel location!

4684 Allen Drive, Carmel

Listing courtesy of Dawna Ridgeway. Highgarden Real Estate

$395,000

3 Beds ⋅ 4 Baths

3 bedrooms, 3 1/2 baths, a 1-story home over a finished basement, and a 3-car attached garage, all on 2.49 acres! Built in 2005, this 2,700 sq ft home offers a comfortable, move-in-ready interior paired with a peaceful outdoor setting surrounded by mature trees. With multiple outbuildings and Spencer and Ellettsville both approximately 10 minutes away. Step inside from the enclosed front porch and discover a home filled with natural light. The sunroom overlooks the front of the property, while large windows in the living room bring in the outdoors. The bright eat-in kitchen features an island, coffee bar, backyard views, and all appliances included. Just off the kitchen, the spacious laundry room offers a sink, plenty of counter space, and ample cabinetry to keep things organized. The primary suite provides a comfortable retreat with a walk-in closet and a large private bath featuring a soaker tub and walk-in shower. Two additional spacious bedrooms, each with a walk-in closet, share a full bath. The finished basement adds even more room to spread out, with a family room, game room, and full bath. Walk out access to the attached 3-car garage, complete with sealed concrete floors and additional storage space complete the lower level. The outbuildings provide even more flexibility, including a detached 1-car garage, a shed, and a 24x28 pole barn with space for a workshop, equipment, or your favorite projects.

4006 Little Creek Drive S, Spencer

Listing courtesy of Samantha Carver. HOME TEAM Properties

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Listings courtesy of MIBOR Broker Listing Cooperative as distributed by MLS GRID.

Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker of MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.

Clay Homes with Finished Basement

Newest Clay Homes with Finished Basement

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